If A U-Haul Truck Hit My Parked Car, Can I Recover Damages?

Posted on September 17, 2019Posted By Russell & Hill, PLLC

When your vehicle is in a parking lot, the last thing you should have to worry about is that it will get struck by another vehicle. If your parked car is struck by a U-Haul truck, you could be looking at significant damages. At Russell & Hill, PLLC, we understand that these cases can become complex. Our Seattle truck accident attorneys are ready to help you deal with insurance companies as you move to recover compensation for your damages.

How do these incidents happen?

U-Haul vehicles come in various shapes and sizes. In most instances, these are larger vehicles, commonly large box trucks or trailers towed behind large trucks. Due to their size and weight, they can be difficult to maneuver, especially for inexperienced drivers. Unfortunately, the nature of U-Haul’s business means that there are plenty of inexperienced drivers behind the wheels of their vehicles. In most cases, U-Haul drivers do not have their commercial driver’s license (CLD).

U-Haul parking lot crashes do happen. They commonly occur when a driver:

  • Is backing up and rams into a vehicle
  • Misjudges a turn and strikes a vehicle
  • Does not check their blind spots before moving
  • Misjudging how long it takes to brake such a large vehicle

U-Haul vehicles can cause extensive damage to a parked car.

U-Haul drivers do have insurance coverage

Drivers who rent U-Hauls have to have valid driver’s licenses. However, their personal insurance will likely not extend to their U-Haul rental, as most insurance policies exclude cargo truck rentals. Many people do opt into one of U-Hauls insurance protection plans.

If your vehicle is struck by a U-Haul in the parking lot, damages will only be covered if the driver purchased the Safemove Plus protection plan through the company. With this coverage comes their supplemental liability coverage that safeguards the driver’s own personal insurance policy for up to $1 million in damages.

Without this policy, it can be difficult to recover compensation for your vehicle’s damages. As the driver’s personal insurance will likely not cover your losses, you may have to rely on your own insurance coverage. Please know that if you do not have uninsured or underinsured motorist protection through your policy, your insurance provider will likely try to deny the claim.

We are here to help you through this

If your vehicle has been struck by a U-Haul truck while it was parked, you should consider seeking legal assistance. These insurance claims can become incredibly complicated and, if you are not careful, you could end up with no way to pay for the damages to your car. At Russell & Hill, PLLC, we are ready to get to work on your case. Let us investigate all aspects of what happened so we can secure the compensation you need for all damages. When you need a Seattle truck accident attorney in Seattle, you can contact us for a free consultation by clicking here or calling 800-529-0842.

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