Russell & Hill, PLLC

Russell & Hill, PLLC

Protecting Clients With Car Insurance Claim Disputes

If you have questions about an insurance claim dispute, contact Russell & Hill, PLLC, serving Portland, Oregon, Everett, Spokane, Vancouver, Washington and the surrounding parts of Washington and Oregon, by filling out and emailing our Case Evaluation Form or call our toll-free number at 888-379-9517 to schedule a free initial consultation.

Russell & Hill, PLLC

Insurance adjusters regularly sift through stacks of personal injury claims. After reviewing thousands of claims, they can lose their ability to be emotionally affected by the insurance claims, even those involving catastrophic injuries and fatalities. Our job is to keep them engaged.

At Russell & Hill, PLLC, our attorneys are experienced trial attorneys committed to helping people involved in a dispute over a personal injury and car insurance claim. Our approach is to devote all the work and resources necessary to force insurance companies to treat you as an individual with rights — not as just another insurance claim to check off their list.

You paid your insurance premiums so you would be protected when you needed to make a claim. If your insurance company won’t agree to provide full medical coverage for your immediate and long-term care and to compensate you fully for your lost wages, pain & suffering, and other losses, we can help.

INSURANCE CLAIM DISPUTES: WHY YOU SHOULDN’T CORRESPOND WITH THE INSURANCE COMPANY DIRECTLY

When an accident happens, one of the first things people usually do is contact their insurance company to file a claim. However, insurance companies are for-profit organizations, and their primary goal is to pay out as little as possible on claims. This can lead to disputes, and if an insurance claim is denied or the offered settlement is inadequate, it may be necessary to hire a personal injury attorney to help negotiate a fair settlement.

One of the main reasons to hire a personal injury attorney is that they have experience dealing with insurance companies and know how to negotiate a fair settlement. They understand the legal process and can advise you on your rights and options. They also have the resources to conduct an investigation, gather evidence and build a case that supports your claim.

Another important factor is that insurance companies have teams of adjusters, investigators and attorneys whose job is to minimize the amount of money paid out on claims. They may use tactics such as denying the claim, offering a low settlement or delaying the process. A personal injury attorney will help you navigate the claims process and make sure that you receive the compensation you deserve.

Additionally, if a dispute arises, an attorney will be able to file a lawsuit on your behalf if necessary. This is an important step if the insurance company is unwilling to negotiate a fair settlement. An attorney will be able to present your case in court and fight for your rights.

MISTAKES TO AVOID MAKING WHEN INSURANCE CLAIM DISPUTES ARISE

Various mistakes you might make both when filing a claim and after an insurance company disputes your claim can negatively impact your chances of securing the compensation for which you’re eligible. Mistakes to avoid include:

  • Waiting too long to file a claim: There is a time limit for filing a personal injury claim, known as the statute of limitations. If you wait too long to file, you may be barred from recovering any compensation.
  • Providing too much information to the insurance company: Insurance adjusters may take advantage of any statements you make, twisting them to minimize the amount of money paid out on your claim. Be cautious about what you say and provide only the necessary information.
  • Signing a release or settlement agreement without consulting an attorney: Insurance companies may try to rush you into signing a release or settlement agreement, but it’s important to fully understand the terms and conditions before signing. An attorney can help you understand the implications of the document you’re signing.
  • Not keeping records of your injuries and expenses: Keep detailed records of all medical treatments, expenses, and lost wages resulting from your injuries. This will help you to accurately document your losses and to support your claim for compensation.
  • Posting about your accident or injuries on social media: Insurance adjusters may search for information about you online and use any statements or photos you post to minimize the value of your claim. Avoid posting about your accident or injuries on social media until your claim is resolved.
  • Not seeking medical attention after the accident: Even if you feel fine, it’s important to seek medical attention as soon as possible. A delay in seeking treatment may be used as evidence that your injuries are not as severe as you claim.
  • Not hiring a personal injury attorney: As mentioned before, insurance companies are for-profit organizations, and their primary goal is to pay out as little as possible on claims. A personal injury attorney can help you navigate the claims process and make sure that you receive the compensation you deserve.
  • Not being prepared for the negotiation process: Be prepared for the negotiation process. Understand your rights, the value of your claim, and the evidence that supports your case. This will help you to be more confident when negotiating with the insurance company.

It’s important to be aware of these potential mistakes and to seek legal advice from an attorney if you find yourself in a dispute with an insurance company. They can help you to avoid these common pitfalls and to ensure that you receive the compensation you deserve.

Experienced Trial Attorneys Working Directly With You

Insurance companies take us seriously knowing we prepare every case to be successful at trial. Just as this level of preparation and attention to detail are effective in personal injury claims, they allow us to advocate zealously on behalf of those involved in car insurance claim disputes.

We routinely handle claims for people involved in motor vehicle accidents and other incidents where insurance coverage is an issue:

  • Car accidents
  • Trucking accidents
  • Motorcycle accidents
  • Pedestrian and bicycle accidents
  • Slip and fall accidents
  • Construction site accidents

Whether we are handling a personal injury claim from the beginning or resolving a dispute over insurance coverage, our approach is the same. Our attorneys ensure that every element is in place to prove fault and demonstrate the extent of our clients’ injuries and losses.

If the insurance company disputes that their client was at fault, we perform a thorough investigation and analysis of the accident, often working with accident scene reconstructionists, in order to demonstrate exactly what happened and to establish liability.

If an insurance adjuster is disputing damages or offering a settlement that will not be adequate to cover all of your expenses, we will establish every detail of the immediate and long-term losses being claimed.

We incorporate medical evidence from clients’ doctors to illustrate the extent of the injuries and demonstrate any need for future surgeries, physical therapy, in-house care and other costs. Our lawyers also partner with vocational experts to establish the facts when accidents limit our clients’ ability to work.

If your insurance company is delaying or denying your claim in bad faith, we will focus our efforts on obtaining full coverage up to your policy limits, and on seeking any additional appropriate damages.

To learn how we can help with your insurance claim dispute, contact Russell & Hill, serving Portland, Oregon, Everett, Spokane, Vancouver, Washington and the surrounding parts of Washington and Oregon, by filling out and emailing our Case Evaluation Form or call our toll-free number at 888-379-9517 to schedule a free initial consultation.

Russell & Hill, PLLC

  • Insurance Claim Disputes
  • Free initial consultations
  • Weekday, evening and weekend appointments
  • Phone consultations 24 hours a day in emergencies
  • In-house Spanish translation

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