Accidents have a way of throwing us out of routine and into unexpected problems. Injuries can be as common as whiplash or a muscle sprain or as severe as concussion, broken limbs, or internal injuries that demand extensive surgery.
These accidents always leave the victim asking the question: How can I pay for these medical bills?
There are a number of medical services regularly provided after a personal injury accident that require payment. Examples of such services include:
- Paramedic transportation
- Physical therapy
- Chiropractic and massage therapy
- Doctor appointments
- Follow-up appointments
- Equipment and supplies
After the final cost is calculated, many victims are greatly burdened by their medical expenses. Thankfully, with the help of an experienced Everett attorney victims can find resources and coverage they need when it comes time to pay their medical bills.
Finding Funds with Assistance from an Attorney
There are a number of solutions for paying your medical bills. Here are some examples of common coverage options for Everett personal injury victims.
If You Have Health Insurance…
In many personal injury cases, health insurance says they will not pay for accident-related treatment and tell the victims that they have to bill the at-fault party’s insurance carrier, or that they have to bill PIP. What they don’t tell people is that as soon as PIP is exhausted, or if there is no PIP available, they have to pay for treatment. Our attorneys can make sure that they do indeed pay, and your recovery time is spent healing, not stressing.
Too many times we have seen individuals who have regretted agreeing to a settlement while still in the hospital. They agreed to an amount with their insurance provider, only to discover that they had more extensive injuries than originally identified, increasing their necessary medical expenses. Save yourself from this mistake and wait to settle the claim until you can speak with an attorney.
If You Have Car Insurance…
If you were injured in an auto-related accident and did not opt out of personal injury protection, or PIP, then this is an excellent resource. PIP insurance is designed to cover personal expenses on a ‘no-fault’ basis. With this, you can find compensation for medical expenses and wages lost during your hospitalization and recovery periods.
If You Don’t Have Insurance…
If you don’t have insurance, do not fear. There are still a number of options available to you with the assistance of a Everett personal injury attorney. If the individual responsible for your injuries is covered by liability insurance, an attorney can help you to negotiate a settlement with the at-fault person’s insurance carrier. If the insurance settlement is insufficient or if they are unwilling to comply, your attorney can help you construct a personal injury claim to help you with your financial recovery.
Paying Medical Bills Through a Personal Injury Claim
In their haste to tie up loose ends and be done with the details of their recovery, many victims choose to sign off on a settlement with the insurance company. Unfortunately, as time passes the victims realize that the amount they originally agreed to did not truly cover the future expenses. By this time, it is too late to do anything more.
Personal injury claims give victims an opportunity to protest a suggested settlement from their insurance company and pursue full and fair compensation for their injuries. With the help of an experienced attorney, many victims have successfully reached an agreeable settlement that truly meets their needs.
Our attorneys are able to find doctors who will hold their medical bills until time of settlement, agreeing to be paid at the end of the case. Clients will then have access to medical treatment and therapy, regardless of insurance or ability to pay for medical care. Injury victims will have a chance to heal, recover financially, and pursue a settlement before paying the doctor.
Why Hire an Attorney to Help
There are several important financial and personal reasons why you should hire a personal injury attorney:
- Attorneys Are Educated. They are trained and educated particularly in the field of personal injury. They can help you prepare a claim, collect evidence, and manage your contact with insurance agencies, hospitals, doctors, therapists, and more.
- Attorneys Are Experienced. They know how to research and prepare a personal injury claim so that it can be successful. They can help you make sure that your claim results in a fair compensation.
- Attorneys Do the Work. They will manage your claim, make the phone calls, meet with the adjustors, hire experts, and plan ahead so that you can take this critical time to rest, relax, and recover from your injuries. If your health care provider has an outstanding balance due to no insurance, we can often have them hold the bill until the case is settled. This will prevent your credit from being impacted.
If you do choose to contact and hire an attorney, you will want to be sure that it is one you can trust. At Russell and Hill, PLLC, our attorneys are hard working, educated, and committed to meeting our client’s needs. With years of training and experience, we are perfectly qualified to answer any of your questions and provide you with assistance on your road to recovery.